> For the complete documentation index, see [llms.txt](https://t-blocks.gitbook.io/t-blocks-documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://t-blocks.gitbook.io/t-blocks-documentation/digital-infrastructure/kyc-aml-and-compliance-layer.md).

# KYC/AML & Compliance Layer

The digital compliance layer enforces the same regulatory standards as the traditional banking rail.

**Identity verification.** All investors complete identity verification through the Management Company's appointed KYC provider. Verification includes document verification, liveness checks (where applicable), and beneficial ownership identification.

**Sanctions screening.** All investors are screened against international sanctions lists (EU, UN, OFAC, UK) at onboarding and on an ongoing basis. Transfers to or from sanctioned parties are blocked.

**Transfer restrictions.** Token transfers are restricted to verified investors within the same SubFund. Peer-to-peer transfers are subject to compliance checks and may be restricted based on SubFund terms.

**Ongoing monitoring.** The compliance layer monitors token holdings and transfers on an ongoing basis, flagging suspicious activity for review by the Management Company's compliance function.