> For the complete documentation index, see [llms.txt](https://t-blocks.gitbook.io/t-blocks-documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://t-blocks.gitbook.io/t-blocks-documentation/digital-infrastructure/wallet-and-custody-digital-rail.md).

# Wallet & Custody (Digital Rail)

**Palisade — Embedded MPC Wallet Infrastructure**

T-Blocks' digital rail operates on wallet infrastructure provided by Palisade, a regulated wallet infrastructure provider operating within the Ripple ecosystem with audited smart contract architecture and an established institutional security track record.

Upon registration on T-Blocks' primary market platform, each investor is automatically assigned a dedicated wallet address through Palisade's embedded wallet system. Wallets use multi-party computation (MPC) architecture — a cryptographic model that eliminates single points of failure in private key management without requiring the investor to manage keys directly. Investors do not need prior blockchain experience or external wallet infrastructure to access the digital rail.

**Custody models**

T-Blocks supports the following custody arrangements: self-custody within the platform through Palisade's MPC security architecture (default), third-party institutional digital custody through a regulated external custody provider, and hybrid arrangements combining investor-controlled keys with institutional backup and recovery services. All wallets must be linked to a completed KYC/AML profile before tokens can be received.

**Traditional instrument custody**

The underlying Luxembourg notes are held in custody through Swissquote Bank Europe SA under its regulated banking and custody mandate, and administered by Baker Tilly Luxembourg as the Fund's appointed administrator. Custody of the legal instrument and the digital token representation are maintained in parallel, with reconciliation between the on-chain registry and the Fund's official register forming part of the ongoing administration workflow.

**On-Ramp & Stablecoin Settlement**

T-Blocks' digital rail supports euro-denominated stablecoin settlement through EUROP, issued by Schuman Financial — a regulated euro stablecoin issuer operating within the EU regulatory framework. Investors connect their banking accounts to the platform and convert euros to EUROP to fund subscriptions, eliminating the need for cryptocurrency exchange accounts or external stablecoin acquisition. RLUSD and other institutional stablecoins are also supported where applicable.